aisyaisy
Merchant Cash Advances: Decode the Trap in 15 Minutes
aisy original podcast

Merchant Cash Advances: Decode the Trap in 15 Minutes

Duration ~32 minutes · Free to listen

How to read, compare, and reject predatory ‘fast funding’ offers before they drain your business

Episode at a glance
playbookintermediate
Key question
We take real term sheets and contracts, strip the legalese, and show you exactly where the gotchas hide in the fine print.
The problem
I’m constantly pitched fast cash and ‘advance funding,’ and I worry I’ll sign something that quietly bleeds my business dry.
What you'll get
You’ll learn how to read and compare merchant cash advance and lending offers so you can reject predatory deals in under 15 minutes.
Description

If you run a small business, your inbox and voicemail are probably full of messages like: “We can wire $75,000 by tomorrow!” or “No credit check, just a simple cash advance!” It sounds like oxygen when you’re tight on payroll, behind with suppliers, or trying to grab a growth opportunity. But the wrong financing deal doesn’t just cost you extra interest. It quietly rewrites the rules of your business: daily withdrawals from your sales, surprise ‘fees’ that never end, personal guarantees that follow you home, and…

Topics
3
merchant cash advancepredatory lendingcontract red flags
Similar

You might also like

Recommendations based on the description of this episode.

Browse all podcasts →
Taming the Feast‑or‑Famine: A Volatile Income System for Freelancers
~36 min
Members

Taming the Feast‑or‑Famine: A Volatile Income System for Freelancers

How to turn wild freelance cash flow into a calm, predictable paycheck using treasury-style tools

Ready to playOpen →
The Minimum Viable Money System: Stop Chasing Hacks, Start Keeping Habits
~30 min
Members

The Minimum Viable Money System: Stop Chasing Hacks, Start Keeping Habits

From app-hopping to a 30‑minute‑a‑week money routine you can actually stick with

Ready to playOpen →
The No‑Going‑Back Plan: Turning Your Love Life Into a Non‑Negotiable Contract
~34 min
Members

The No‑Going‑Back Plan: Turning Your Love Life Into a Non‑Negotiable Contract

How high‑achieving women can stop self‑betrayal in on‑again off‑again relationships using the tools they already use at work.

Ready to playOpen →
From Phone Addiction To Set-And-Forget Investing
~30 min
Members

From Phone Addiction To Set-And-Forget Investing

Turn your portfolio from a 24/7 soap opera into a twice-a-year calendar event

Ready to playOpen →
One Day Off Slack: How to Make Your Startup Run Itself (For a Day)
~42 min
Members

One Day Off Slack: How to Make Your Startup Run Itself (For a Day)

A practical playbook to redesign your team’s work so you get one full deep-work day per week—without becoming the bottleneck.

Ready to playOpen →
Investing After You’ve Been Burned: Tiny Experiments, Not Giant Leaps
~38 min
Members

Investing After You’ve Been Burned: Tiny Experiments, Not Giant Leaps

How to rebuild your investing life with millimetre‑sized risks and an emotional safety net

Ready to playOpen →
Pragmatic Leadership for Technical Founders
~31 min
Members

Pragmatic Leadership for Technical Founders

How to Run Low‑Drama, High‑Trust Teams Without Becoming a Motivational Speaker

Ready to playOpen →
The Traffic Light Playbook For Everyday Decisions
~34 min
Members

The Traffic Light Playbook For Everyday Decisions

Stop overthinking tiny choices with instant, scheduled, and not worth it rules

Ready to playOpen →